Your Investment

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Investing in Yourself

Engaging in psychotherapy demands a lot from both client and therapist. It is a commitment of energy, time, and money. It is also a commitment to work together.

Entering therapy is making an investment in yourself. Dedication to the process, will help you feel better and improve your ability to deal with the specific issues that brought you to therapy. You will also likely gain skills and resilience that you can draw upon when facing other challenges in your life now and in the future. With the right amount of investment, you can change your life.

Financial Matters

All services offered at Mark Falango + Associates are provided on a fee-for-service basis. Individual psychotherapy sessions are 50 minutes in length; couples sessions are an hour in length unless otherwise indicated or negotiated. As an out of network provider, we will provide you with a statement that you can submit to your insurance company for reimbursement. Based on your insurance plan these fees may be reimbursable anywhere from 50% to 80%. In the event there is a deductible for out-of-network benefits, you are responsible for the full amount of the deductible. If you have difficulty paying for therapy under the conditions outlined, then we would be happy to discuss alternative plans.

Although many patients have, and use, their mental health insurance benefits, others prefer to pay privately “out-of-pocket.” There are various reasons to consider this including your confidentiality and benefit coverage. Your mental health records may impact your ability to obtain other medical, life, and disability insurance in the future. As a private pay client, you can be assured that treatment records are kept confidential, shared only with your prior written consent. Our practice accepts cash, check, and credit cards (MasterCard and Visa). There is an additional $6.00 charge for credit card usage.

Fees for executive coaching and organizational development services are determined by the scope of the engagement.

Confidentiality

You should know that insurance companies require detailed information about their members’ treatment, and often direct the treatment provided (i.e. type of therapy, length of therapy, etc.) This also includes providing a psychiatric diagnosis and other sensitive information that becomes part of your mental health record. Many people receive their health insurance through their employer. Please be advised that If your employer is self-insured, your employer can have access to your insurance records.

Benefit Coverage

Most insurance plans only cover a limited number of sessions per year. Thus, any sessions scheduled beyond the annual maximum become an out-of-pocket expense. Prior to the start of treatment, you should check with your insurance carrier to see if you have an annual session maximum before deciding to use your insurance.